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Medicare Supplements


Medicare Supplement insurance policies are sold by private companies. They are designed to help pay some of the health care costs that Original Medicare doesn’t cover, like copayments, coinsurance, and deductibles. Medicare Supplement Insurance policies are also called “Medigap” policies.


If you have Original Medicare and you buy a Medicare Supplement policy, Medicare will go ahead and pay its share of the Medicare-approved amount for covered health care costs. After that’s done, then your Medicare Supplement policy will pay its share. Keep in mind, you have to pay the monthly premiums for a Medigap policy.


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