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What is a Medicare Supplement?

 

A Medigap policy is a private health insurance plan that helps supplement Original Medicare. That means it helps pay for some of the health care costs that Original Medicare doesn’t cover, for example, copayments, coinsurance, and deductibles. These are considered “gaps” in Medicare coverage.

 

If you have Original Medicare and a Medigap policy, Medicare pays its share of the Medicare-approved amounts for health care covered costs. Then, your Medicare supplement pays its portion.

 

An important think to keep in mind is that Medicare DOES NOT pay any of your costs for a Medicare supplement policy.

 

Do you have more questions about Medicare supplements? Our Mentors have the answers!

 

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